I haven't been posting because we have had issues in the house buying process. I didn't want to jinx anything when there was already so many frays around the edges - but news is, today is finally the day. I'll try to elaborate on the issues we have been facing but I think I have blanked some of them out of my memory, ha!
First, we love the property the house is on. We have never questioned the state of the house itself because we know we can fix, change and upgrade over time whereas the land you sit on is in the "you get what you get" category. Keeping that attitude in mind, you'll see why we moved forward despite some crapinstances.
The issues started with inspection day. Two full months after we first saw the property we went in for inspections and the owners hadn't cleaned out one thing. No one was living on the property, but it came to light later that 3 households worth of stuff was being stored in the house - so we are talking about a lot of crap. This is also why I never posted any pictures of the place - there was just a lot of junk to see. In any case, once our offer was accepted and time passed and we made appointments for inspection and show up - we come to find that not one thing has been moved out of the house. Uhh... how are we supposed to do a proper inspection with your crap everywhere, people?
The inspections came back... not good. Actually, some of it was good - the roof is in perfect condition and has 10+ years on it, and the sewers look great and they also have 10+ years on them. So, woohoo! On the other hand we have some serious "issues" - serious enough that cutifying the house is on a back burner until the living conditions are sorted, thusly:
- furnace is shot, all ducts under the house are rusted and needs replaced; furnace is located in a dangerous area and not up to code. - solution - the bank is actually paying for total replacement and relocation as part of the FHA loan stipulations
- We have termites, and a small amount of mold
- Dry rot found in a lot of places, necessitating the need to replace 2 bedroom windows (and the siding/sheet rock) the side door, and the mysterious door to nowhere that wasn't properly sealed off the deck, a front post, under the tub, etc.
- Electrical through the house is not grounded and we are computer people, so basically we need a full house rewire. The box the electrical comes in from is top of the line though so that's the good news.
- Excessive moisture under the house - we have to put in a moisture barrier, fix a couple of vents, and reroute the downspouts from the gutters
- The bathroom needs some simple plumbing and re-caulking since leakage from the tub has led to more dry rot
- The house is in bad need of sealing and repainting (I'm actually happy about this one: butter yellow and turquoise house, here we come!)
Then we came to another pickle... the sellers were going out of town on July 10 for a vacation and would not return until July 17 - smack dab in the middle of when we were all supposed to be signing, doing final inspections and whatnot. And we came to find out that these people STILL hadn't cleaned the house out! In the end, the sellers agent paid to have someone clean the house out for them! It was the only way that the sellers agreed to sign before leaving on their vacation. SO scummy.
The other part of that story is that the Jacuzzi tub was still sitting on the property. The sellers owe $6500 on the unit, it is not included in our documents that we get it (although, it is not excluded either) and they want to take it with them. We don't care, we wouldn't use it anyway. But we were supposedly going to take possession of the property on the 18th and they "didn't have time" to move the unit before leaving for vacation.
Very begrudgingly we agreed to sign a document that allowed them until the 24th to take the unit. We got a deposit check from the sellers agent (not even the scumbag sellers...) for $500.00 to cover any property damage during the move - yeah right, like $500 is going to touch a broken down fence. Anyway. The 18th rolls around and it doesn't close because there are some issues with the heater being funded, but now being required by the FHA loan.
Oh, I should mention that we have a cut-off date to close by the 21st or the house goes into foreclosure - so we are really up against a wire in dealing with all this last minute shit.
By Tuesday the 19th, the spa still hasn't been moved, and the sellers aren't responding to calls from either of the agents to find out what's going on.
Then shit really hits the fan.
It comes to light that there is a judgement against the seller to the tune of $4300 lien against the house dating back from 1999. Why this was not found out MONTHS ago when the title company was doing the paperwork is completely beyond me. The title company cannot close with a lien on the property. Everyone starts running around like a chicken with their head cut off. The sellers straight up REFUSE to pay this lien off. Finally, an agreement was made on the lien to buy it off for $2000. I am told that in cases like this, those funds are split 4 ways between the 2 agents and the seller and buyers. Which sounds like complete bullshit to me (why should we play this douchebags debt off!?! It's asinine!) But so far, our agent has not heard whether or not we would be having to pay out of our pockets.
For the curious, this judgement is because the seller refused to pay medical bills for her husband's illness once he died. Really lady? You think people didn't work on him before he passed, resources weren't used, people's time wasn't taken? Just because he passed away doesn't mean you don't have to pay the bills! Of course, in her case, that is exactly what it meant.
Anyway, back to the spa. We signed all of our final paperwork on Thursday the 14th (while the sellers were on vacation and before this lien stuff came to light) and in the pile of paperwork was a hand written document that said "blah blah blah we will get the spa by the 24th and we are responsible for any damages to the property". The sellers had not signed it, but we were told that the sellers agent had their copy with the signature on it. So we signed our copy without their signatures.
Fast forward to Wednesday the 20th, during the lien fiasco, and it comes to light that the sellers never gave the spa document to their agent before leaving on vacation, but on Wednesday they handed it to her with the date crossed out and the 31st hand written instead.
The freaking NERVE.
I swear to all that is noodley I am LIVID. If the jacuzzi situation (since it is now a Situation [not to be confused with The Situation]) was the only issue, I don't think we would care. We are pretty mellow, open, honest, people and often go out of our way to help out fellow citizens. They could have until the day we moved in and it would be fine with us. But no, this comes at the tail end of rude, self-centered, tacky, disgusting behavior and we are not having it. As long as we close today, we will honor the 24th to allow them to get the damn thing out of our yard. But on the 25th, we are calling the people they owe the money to and telling them to come get it. The whole mess sickens me.
Anyways. Hopefully pics by the end of the weekend, and I'll do some updates on the immediate plans. Right now I am spent. That was way too much writing, but I needed this to be down for our memories sake ;)
edit: I forgot to mention that since we didn't close on the 21st, we now have to pay $500 dollars a week to extend the closing date. Such BS. And you know the sellers won't pay any of it, even though it's their fault (what with the lien) that we didn't close yesterday. Jerks.